Owner Operator Insurance

Colorado roads offer a lot of opportunity. Unfortunately, they can be dangerous as well. Mistakes can happen and no one’s perfect. A truck has an awesome power to transport important, delicate cargo, but with that comes a great deal of responsibility. That responsibility is much greater than that of a smaller machine used for transportation. Owner operator insurance covers much more than just the driver. Brand reputation, properties – there are insurance packages that make sure everyone can feel confident when they take the road.

We always encourage prospective clients to do all of the research they can. However, we also understand that you’re very busy. You’re in the trucking business; not the insurance business. We can do the research for you to find the best plan that meets all of your owner operator needs. We aim to be more than your insurance agents: we want to be your partner, always by your side on the road. We want to get you the lowest rates on the market. We also want to get you the lowest rates on the market that will also keep you safe and secure.

We understand that a lot of owner operators just have the insurance that their motor carrier gets for them. Over the years though, we’ve found that really isn’t always the best deal for the owner operator. Often, (in fact, usually) there are better insurance options out there beyond what the motor carrier provides. We’re always glad to sit down with owner operators to go over their different insurance options. Trucking insurance is our business, so we can introduce you to possibilities that you were probably unaware of. Whether you’re looking to get the minimum of trucking insurance, or comprehensive options that can cover whatever the road may throw at you, our trained agents can get you the market’s best terms, rates and more.

If you’re an independent driver, it’s easy to feel like you’re out there on your own. Nothing could be further from the truth. Owner operators and drivers under a permanent lease to a motor carrier can select from a number of mandatory and voluntary insurance plans. Our team also offers comprehensive consultations and guidance throughout the process. Alas, no Colorado trucking insurance plan will make the roads 100% safe, but we can make you feel a little safer when you go out on them.

• Motor Truck Cargo Insurance
  Even as an owner operator, you can’t control everything that happens on the road. You have to worry about the road and not the cargo. Cargo can be stolen, accidents can happen, things can catch on fire and so forth. That’s where our owner operator motor truck cargo insurance comes in. When your customers know that their transportation has a motor truck cargo insurance plan, they feel more confident.
• Physical Damage Coverage
  When your truck can’t go out on the road, it can be difficult for you to make money. The longer your truck is out of commission, the worse it can be for your bottom line. To that end, we offer owner operators physical damage insurance coverage. That way, should something happen to your truck on the road; it can get back out there quickly. Better still, your truck can be repaired while you pay less. It’s hard to be an owner operator without a truck. Our trucking insurance makes sure that you’re compensated when your truck is damaged.
• Liability insurance
  We know you’re a good owner operator and that you take your job very seriously. That’s why we offer our liability insurance. We understand the last thing anyone wants is an accident. Preparation is so important for whatever may happen. Property damage, physical harm and more – that’s what our owner operator liability insurance offers. The moments after an accident are excruciating. The sheer worry, where you’re going over the figures in your mind again and again, can be awful. However, what’s just as bad is worrying about it long after the accident. That’s one of the best things about our owner operator liability insurance: we free you from that. You don’t have to ruminate on it. We’ll cover it. When you’re insured, you don’t have to worry. That’s what this is all about. Property damage and bodily injury plans are available. We typically recommend to our clients that you purchase both; however we can tailor all of our insurance policies to your needs.