Tow Truck Insurance

All of your tow truck employees are important. However, the most important employees might be your tow trucks themselves. You plan on having them for a long time. They don’t take days off, call in sick or leave work early. So, you want to take care of them. Obviously, a clear way to do that is through upkeep and maintenance. Another way to do right by your tow trucks is to get them great tow truck insurance. We have many different tow truck insurance plans available. This is a very specialized kind of trucking insurance. Our professionals can help you get the insurance that you need for less money than you would pay elsewhere. The only thing better than running your tow truck business safely is doing so with more money in your pocket.

Driving a tow truck is very particular kind of driving. It’s not at all uncommon (and even normal) to tow a vehicle that’s several times as expensive as the tow truck itself. That happens practically every day. You take good care to make sure that you drive carefully and considerately, taking everything on the road into account. That’s all the more reason to get the right level of tow truck insurance. Too little, and you’ll be exposed to paying out extraordinary amounts of money. Too much, and you’ll just be essentially throwing your money away. Just as you make sure to carefully attach a vehicle to your tow truck, you should take that same amount of care when finding tow truck insurance.

The list of tow truck insurance packages we offer are similar to other packages we offer, except these are specifically tailored to the needs of tow truck drivers.

• Uninsured Motorist
  There are few things more frustrating as a tow truck driver than being crashed into by an uninsured motorist. They hurt your vehicle, your business, and you can’t get the money they owe. Some people are just deeply irresponsible. There’s no insurance package yet that makes the other person get their own life together. The closest we get is the “Uninsured Motorist” package. It covers you should the driver that crashes into your tow truck not have the correct amount of insurance. The best part of this is that it covers essentially all the big problems that can occur from this kind of crash. Should the other driver not have enough insurance, this plan covers the damage expenses. Your truck will be repaired. Better still, this package also covers any necessary medical treatment. That medical treatment is for both you and any passengers you might have.
• Physical Damage
  People can get mad at tow trucks. They can blame the tow truck for their parking in the wrong place. They could take it out on the tow truck. That’s what our “Physical Damage” trucking insurance package was designed for. Fire and theft are two of the big things that this insurance covers. However, that’s not all. It also covers collisions and natural disasters. If you want even more additional coverages, they’re available through this package as well. This package ensures that your tow truck will get back on the road faster.
• Medical Payments
  When your tow truck is in an accident and someone’s hurt, the last thing you want to do is have to worry about the cost. Leave that to your insurance package. That’s what the “Medical Payments” insurance package does. It makes sure that anyone who’s hurt gets the best medical help available quickly and efficiently. You can heal without seriously wounding your bank account.
• Liability
  Tow trucks aren’t the most maneuverable vehicles. The roads can be dangerous. Should an accident happen, you want to be prepared. “Liability” packages have your back. Obviously, we don’t want you to be at fault in any accident. We hope and pray that everyone drives safely. However, should the worst happen, it’s important to us that you know we have your back. If you’re determined to be at fault, this Liability package can step up and pay for the damage. With us on your side, you’re never alone.

Your tow truck business is unique. It’s different from any other tow truck business out there. We have additional options for those tow truck companies that require trucking insurance packages that go above and beyond.

• On-Hook Towing
  “On-Hook Towing” packages take you off the hook. Should a customer’s vehicle get damaged while you’re towing, this package pays the compensation. This can come in very handy, as you’re probably towing some incredibly expensive vehicles. It doesn’t just cover accidents. Fire, vandalism, theft and more are covered by this. Tow with great peace of mind.
• Garagekeepers Legal Liability
  You never really know what’s going to happen when customers park their vehicles in your garage. “Garagekeepers’ Legal Liability” ensures that should something bad happen to their vehicles in your garage, you won’t have to pay. Fire, collisions, theft or vandalism – you won’t have to worry about it. When the unthinkable strikes, our insurance can make it survivable.